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The Use & Abuse of BI

Data mining of social networks means people might face unforeseen consequences as a result of their seemingly innocuous personal choices and associations.
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Written by Rob Salkowitz
2/1/2010 4 comments
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  Finance & Banking   Personalization & privacy
  Security   Web 2.0
  Americas   Insurance
  Retail   Social Networking
 
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Current display:       newest comments first       display in chronological order
jwallace
IQ Crew
Monday February 1, 2010 6:36:08 PM
no ratings

Hey Mary,

Pre netflix era, actually it was last decade when I wondered if such Industries took in blockbuster rental behavior as a variable (how often late, what is owed, defaults etc.)

Going now to read what Terry had to say last week .

jwallace
IQ Crew
Monday February 1, 2010 6:34:11 PM
no ratings

It's petrified dung is what it is to me Terry. Can't argue with their rules or practices though, they will do what they want.

How much of it it is actuallly Actuary Science remains to be argued, however argued OUTSIDE of its practice.

I am curious as to how they would classify my social web connections and behavior however. I'd reall REALLY like to know.

Mary Jander
Thinkernetter
Monday February 1, 2010 6:11:26 PM
no ratings

This reminds me of actuarial charts which used mathematical models and became the backbone of the insurance industry.

This kind of generalizing is going to be a huge problem in any online application that uses personal input, as Terry pointed out last week.

Terry Sweeney
IQ Crew
Monday February 1, 2010 4:01:34 PM
no ratings

Really disturbing stuff, Rob. I can imagine the PR defensiveness around these practices: "We're just protecting assets... being good stewards of money we lend...  protecting shareholder value blah blah blah..." It's a huge disincentive to use social media sites; even with new privacy protections, I'm not sure I trust Facebook or lenders or anyone else to maintain my privacy and confidential data.

Rob Salkowitz
4
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Rob Salkowitz
Kevin Smith Twits Southwest Airlines

2|23|10   |   2:12   |   2 comments


Southwest Airlines blundered into a PR minefield when they ejected an overweight passenger who turned out to be a comedy filmmaker with 1.5 million Twitter followers.
Rob Salkowitz
GDP in the Information Age

2|2|10   |   2:10   |   2 comments


Good news! The US gross domestic product grew by 5.5% last quarter. But does that number accurately reflect the value created by the information economy?
Rob Salkowitz
The Chaotic Future of 3D on the Internet

1|7|10   |   2:39   |   1 comment


When and how might we see the spectacular, immersive 3D environments of Avatar come to the Internet?
Rob Salkowitz
GenY’er Goes a Week Without Technology

11|24|09   |   2:11   |   3 comments


An NYU student conducts an experiment to go a week without technology and experiences physical and psychological withdrawal symptoms.
Rob Salkowitz
Wave Poised to Hit Enterprise

11|11|09   |   2:07   |   4 comments


Google flexed its collaboration muscles at the Enterprise 2.0 conference with a much talked-about Wave demo, but is the cool real-time application too big a leap for ordinary work tasks?
Rob Salkowitz
Generation Blend Revisited

10|30|09   |   2:23   |   2 comments


Boomers are getting more comfortable with Web 2.0. Does that end the 'digital age gap' in the enterprise or just make it more complex?
Rob Salkowitz
Sync or Swim: Connecting Desktop & Cloud

10|8|09   |   1:45   |   No comments


Some thoughts on new tools that use the cloud for synchronization rather than storage, and how they might signal a shift in strategy for at least one software giant.
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5
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Steve Saunders' Outernet
The Death of Anonymity: Part 3

Part 3 of 4   |  
See complete series
10|28|09   |   1:35   |   4 comments


What can users today do to protect their online privacy? The simplest and most obvious option is to not use the Internet – at all. However, once all digital information is consolidated over the Internet, trying to protect digital identity by simply unplugging from the Internet becomes impossible – a fact that has manifest implications for civil liberties, Saunders says.
Steve Saunders' Outernet
The Death of Anonymity: Part 2

Part 2 of 4   |  
See complete series
10|27|09   |   2:08   |   9 comments


By 2011 the number of Internet-connected sensors will exceed 1 trillion, making your chances of doing anything or going anywhere unnoticed pretty much zero. Saunders talks about how the 'sensortization' of the Internet is eliminating the traditional divide between online and offline populations.
Steve Saunders' Outernet
The Death of Anonymity: Part 1

Part 1 of 4   |  
See complete series
10|26|09   |   1:29   |   13 comments


The 20th Century Internet was characterized by the ability to interact with other people and information on the Internet largely without anyone knowing who you were. The Internet of this century, conversely, will be defined by identity. Saunders explains how Internet users are unwittingly contributing to the demise of the anonymous Internet.
Ann Cavoukian
Privacy Is Everyone's Responsibility

11|1|11   |   4:01   |   17 comments


Ontario's privacy commissioner offers advice to businesses and users for protecting privacy online.
Wisdom of the Big Chair
Big Brother Is Watching the Web

10|19|11   |   2:57   |   6 comments


The US government is funding controversial projects to collect daily Internet activity, including Web searches, Twitter messages, Facebook and blog posts, and the digital location trails generated by billions of cellphones. Its goal is to map these interactions to predict social behavior, such as protests.
Second Shooter
In Nothing We Trust

11|19|10   |   02:09   |   10 comments


We think everything online is a scam these days. Facebook has ideas on how to establish trust on the Internet, but can anyone trust Facebook?
Reiter's Block
Beware Blippy's Credit Card Service!

1|25|10   |   3:07   |   15 comments


Some of the "cool" people are testing a new Web service: Blippy. It could be a great data source for corporations to glean info about customers’ credit card purchases. But it has all sorts of possible privacy and security problems. Buyer beware!
Steve Saunders' Outernet
The Death of Anonymity: Part 4

Part 4 of 4   |  
See complete series
10|29|09   |   1:40   |   8 comments


In the final episode of this series about the death of Internet anonymity, Saunders describes how the Internet of the future will start to attain a level of intelligence that requires no human intervention. Scary.
Steve Saunders' Outernet
Search Inversion & Profiling: Part 3

Part 3 of 3   |  
See complete series
10|21|09   |   1:40   |   No comments


Steve Saunders talks about the risks inherent in uncontrolled, widespread profiling of Internet users, and how one day this practice could form the basis of a new industry, the Outernet, which in economic terms will have outgrown the commercial value of the Internet itself.
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