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Apple's Passbook Enters Mobile Wallet Waters

Apple's new operating system, iOS 6, will include Passbook, a mobile wallet application with some interesting twists.
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Written by Alan Reiter
6/14/2012 15 comments
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  Consumer Internet   Apple
  Google   Mobile/wireless
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Alan Reiter
Thinkernetter
Tuesday September 25, 2012 5:07:35 PM
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Hi cjon316 (Craig),

I assume all companies that are part of Passbook will accept the app for boarding passes, loyalty cards, gift cards, etc.

However, without storing credit and debit cards, Passbook definitely isn't as functional as it could be. And, sometimes store scanners aren't able to read a barcode or a QR code from a phone's screen.

However, I'm seeing more retailers accept coupons from my phone, such as Groupon coupons (a blog about restaurant technology will be posted tomorrow - Wednesday), and I have used Google Wallet with an NFC Android phone to pay at McDonald's and CVS Pharmacy.

However, this is still very esoteric. Many cashiers -- even at stores with NFC-enabled terminals -- haven't seen anyone use mobile payments. I was a big hit at McDonald's!

cjon316
IQ Crew
Tuesday September 25, 2012 4:55:42 PM
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it is a bit overrated to store your cards in your phone. Nobody takes a card without the card payment wise yet, at least not around here.

Alan Reiter
Thinkernetter
Tuesday September 25, 2012 12:42:13 PM
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Hi cjon316 (Craig),

Companies will be rolling out Passbook apps in the months ahead. Starbucks and American Express recently said it would offer apps in the relatively near future. However, it still remains to be seen the purchasing capabilities because Passbook doesn't offer the ability to store credit and debit cards.

cjon316
IQ Crew
Tuesday September 25, 2012 11:56:45 AM
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Ancecdotally, I just deleted the lemon app from my phone due to the release of the inate ios6 software to do the selfsame thing as lemon

Alan Reiter
Thinkernetter
Monday September 24, 2012 5:06:14 PM
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Hi cjon316 (Craig),

I've read about Lemon, but haven't used it. It looks interesting, but the problems with all mobile payment platforms include the lack of ubiquity and the lack of some retail businesses scanners to be able to scan a phone's screen.

cjon316
IQ Crew
Friday June 29, 2012 3:05:24 PM
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I recently tried an app called Lemon which stores credit cards. It is interesting how it works. You scan the card with your phone and the app virtually creates a version of the card inside the app. (Then it hopefully doesn't send it to a hacker.)

 

cjon316
IQ Crew
Friday June 29, 2012 3:05:23 PM
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I recently tried an app called Lemon which stores credit cards. It is interesting how it works. You scan the card with your phone and the app virtually creates a version of the card inside the app. (Then it hopefully doesn't send it to a hacker.)

 

Alan Reiter
Thinkernetter
Friday June 29, 2012 2:45:50 PM
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Hi cjon316 (Craig),

Yes, it could be handy, but Apple needs to allow storage of and payments with credit and debit cards. Perhaps this will have in the fall if the new iPhone includes NFC.

(I see you changed your QR code link.)

cjon316
IQ Crew
Friday June 29, 2012 2:39:58 PM
no ratings

Nothing more handy than a virtual shredder.

Thanks for the nice explanation of passbook. Looks like it could really be a great tool for keeping these types of things handy on the phone.

Looking forward to seeing more of this innovation.

Alan Reiter
Thinkernetter
Sunday June 17, 2012 2:22:21 PM
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Hi Chris Poley,

Yes, battery life will be a problem. I don't see any way around that.

Personally, I rarely carry a regular wallet and, instead, usually carry just a couple of credit cards and some cash. I've got a few loyalty cards on my key ring. I'll continue to test mobile payments, but I'll also continue to carry those few credit cards and cash -- just in case.

As for boarding passes, I'll probably continue to print them as a back up if there's a problem with mobile boarding passes, although it's still an esoteric concept for airlines.

I also keep loyalty card numbers in my phone by just entering them in address fields.

My assumption is that for an e-wallet to succeed, it must offer a variety of useful functions, rather than simply placing swiping a credit or debit card.

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Reiter's Block
5
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Reiter's Block
Free BlackBerry 10 Phones for Enterprises

1|18|13   |   3:06   |   No comments


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Reiter's Block
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1|8|13   |   3:04   |   8 comments


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Reiter's Block
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10|29|12   |   3:05   |   No comments


Amazon's Kindle offerings typically are aimed at consumers, but its new Whispercast content management service is for businesses and non-profits.
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Reiter's Block
Google Wallet’s WiFi Problem

7|26|12   |   3:00   |   4 comments


Alan had to "fix" Google Wallet with a minor change to his phone's settings, and that doesn't bode well for a trouble-free mobile payments experience.
Reiter's Block
IT Should Evaluate On-Screen Keyboards

7|19|12   |   3:01   |   9 comments


On-screen keyboards are getting a lot more complicated, and IT departments should consider evaluating them.
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what.the.ferraro
Siri vs. Google Voice Search

6|29|12   |   4:03   |   36 comments


Nicole and Kim have heard the news that Google's new mobile OS, "Jelly Bean," has a voice assistant that's poised to defeat their precious Siri. It's time for another test!
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Second Shooter
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