Until I can legally print money at home, or scan my money in for a deposit, then I need one of those banks.
Either that or we alter our monetary system to be 100% electronic, but that's not practical or even possible for a very long time to come due to the digital divide in the US as well as the world.
I also think the old adage of "out of sight, out of mind" has a lot to do with it, banks need to be seen so you know where to put your money, take out a car loan, get a mortgage, or any other number of things.
I know I will never go back to an online company for a mortgage ever again, I spent 8 months in hell trying to buy a home several years ago after going through an online portal for a mortgage. After 7.5 months of that hell I gave up and walked into a branch of a bank, and 2 weeks later was signing the final paperwork on my home.
In terms of the original post, that first paragraphs bothers me when it mentions a concern of the doctors with a patient not being able to handle seeing something like "morbidly obese" in the notes. I would question why that doctor wouldn't have told the patient they were morbidly obese in the first place.
Medical records are long overdue to be made electronically so that they can be accessed by multiple hospitals, doctors, and the patients themselves.
While I am 100% for the digitizing of our medical records, it also needs to be done with caution in order to assure longevity, cross compatibility by making sure that it's not stored in a proprietary format. Yet it also needs to be secure to make sure that no un-authorized access to a patients records occurs, while also allow for the ability of generating a report for the patient about who has accessed their records, when they accessed their records, and under what authority they accessed their records.
