Don't know if your sense of protection on mobile v. PC is mistaken, Mr. Roques. But any access platform or device these days should be considered vulnerable to malware and hacking. I don't think we can be too careful anytime we combine money transactions with our personal access gear.
I can totally see all the benefits of the wallets, but for me, I'm happy with the way I handle my finances now. I have learned how to budget and forecast how much money I'll need all by myself. I don't need an app for that. And young folks shouldn't either...there are some things that one should know how to do without technology.
KMT568: More likely than not, digital wallets will do more than just provide a digital counterpart of your physical wallet. Digital wallets would also be able to accommodate various sorts of payment methods, make automatic bills payments, provide analytics for your spending, allow you to do financial forecasts, etc. But for sure, they won't claim that it's a cure for shopping addictions. That's too much for any app to handle.
I've been using a service that uses your phone as the paying method. Although not the way NFC is thinking. It simply links your phone to your bank and when you go to pay, they send something similar to a SMS (USSD) and through that, you continue the process.
In that sense, I do use a mobile wallet... but thinking about NFC, etc, I doubt that in the next year, I'll start using it.
Thanks mtechie for those updates. I know it will take a while before these online payment services come mainstream. However, it is very clear that the future of ecommerce is dependent on how successful these payment methods are. We can't expect ecommerce to thrive if we still continue to hold on to traditional payment methods.
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Businesses often struggle to decide which domain to use. When it comes to purchasing a domain name, you have plenty of extensions to choose from, ranging from .com and .net, to .me, and even .mobi. But which one should you pick?
I've been writing about how the next evolution of the Internet might just be an advertising revolution, and how corporate IT can stay involved as the enablers and providers of the technologies that make this possible.
In the 1970 science fiction thriller Colossus: The Forbin Project, two giant supercomputers from the United States and Soviet Union secretly join forces to take control of the collective nuclear might of the two countries. In the film, the two machines discover each other's existence, communicate back-and-forth, share their collective data, and cut their human creators out of the process. It is the ultimate example of machine-to-machine communications, or M2M.
The whole Amazon.reader debate is a double-stupid. It's stupid to think that there's any e-book buyer who doesn't know Amazon's URL, and it was stupider to let ICANN launch the whole free-form TLD initiative to start with.
Enterprises would like to move to cloud computing but are hesitant because they are concerned about providers’ ability to secure company data. Here are some tips that help to ensure that if breaches occur, the business is not left holding the bag.
Edmunds separates customers into segments based on the info it collects on its site and from partners, and uses that to push out custom content, said Brian Baron, director of business analytics for Edmunds.com, at Predictive Analytics Innovation Summit.
The automotive website uses propensity modeling to target ads and customer registration forms, said Brian Baron, director of business analytics for Edmunds.com, at Predictive Analytics Innovation Summit.
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